Here is exactly what happens between your first email and the bond being executed, including the bits other brokers leave vague.
Email the bond wording or the draft agreement, the contract value and your last two sets of accounts. If you don't have the wording yet, tell us who the employer is. We've probably seen their form.
We check the clause that triggers the bond, the expiry mechanism and whether the liability is capped. Where the wording is aggressive we tell you before it goes to market, because it changes both the rate and who'll write it.
Not a blanket circulation. We pick the two or three underwriters whose current appetite matches your sector, size and trading record, and present the submission the way each of them wants to receive it.
You get the rate, the security position and any conditions side by side, with our recommendation and our reasoning. If a market has declined, you get the reason and what would change it.
Wording finalised with the underwriter, bond sealed and issued direct to the employer or authority. We diarise expiry and renewal, and review your facility annually as turnover moves.
Thank you. A specialist will call you the same working day.
Deadline tight? Call 0800 0987 934.